Nestled on a landscaped hillside lot this spacious Gambrel Colonial offers a unique blend of comfort, flexibility, and character. The elevated setting provides a sense of privacy and serenity, complemented by charming stone walls and steps leading from the parking area to the home. Inside, the open floor plan invites creative furniture placement and versatile living spaces. The kitchen is fully equipped with appliances and features a center island with a stove top and a convenient downdraft venting system. Unique electric grill tops allow for year-round indoor grilling. The kitchen also includes space for a cozy eat-in nook by a side window and opens seamlessly to the living room. Here, a stunning fieldstone fireplace serves as the focal point, paired with a large front window that captures the lovely views. Originally designed with a formal dining area or potential first-floor bedroom, the main level has been opened up for added flexibility-perfect for creating a home office, guest room, or additional living space. Refinished hardwood floors flow throughout 1st floor and also boasts two full baths, one on each level, and a freshly painted interior. The home gracefully integrates with the gentle slope of the backyard, featuring a 10x15 attached deck ideal for relaxing or entertaining. Recent upgrades include a modernized furnace with a connected hot water system. With a few finishing touches and personal upgrades, this charming property can truly become your dream home
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Skylight | 16.0 x 15.0 | Upper |
Bedroom 2 | Laminate Floor | 12.0 x 13.0 | Lower |
Family Room | Hardwood Floor | 10.0 x 9.0 | Main |
Kitchen | Bay/Bow Window,Breakfast Nook,Eating Space,Island,Hardwood Floor | 17.0 x 12.0 | Main |
Living Room | Book Shelves,Built-Ins,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 18.0 x 13.0 | Main |
Media Room | Hardwood Floor | 12.0 x 14.0 | Main |
Primary Bedroom | Hardwood Floor | 14.0 x 13.0 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,193 |
Total Monthly Payment | $2,135 | $2,155 | $2,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.