No Bond on this beautifully updated home. The entire interior is freshly painted and all new furnishings were added in December 2024 (can possibly be a turnkey home) and the ROOF was replaced in 2020 in the highly sought-after Village of Winifred. This superior 3/2 block and stucco designer home is a Gardenia Model. The kitchen boasts oak cabinets with beautiful granite countertops. The pantry and cabinets have pullouts to make storage in this chef's kitchen easy. And yes, Gas cooking for the home chef. The master bedroom has access to the lanai, with his and hers dual closets, ensuite bath with dual executive height vanities and your private water closet. Bedroom 2 has a built-in desk but no closet. The guest bath has a tub shower combo with glass doors. The spacious great room has sliding stacking glass doors to your enclosed and climate-controlled 4 season lanai. Your wonderful outdoor area features a paver patio with lots of views and privacy. Some of the other features of this home include: inside laundry with additional storage cabinets, a water filtration system, a 2-car garage and don't forget the paver driveway. The Villages of Winifred Community pool is a short distance away. The Arnold Palmer Country club and golf 27-hole golf course is a short golf cart ride away. Lake Sumter Landing is just a quick golf cart ride. You'll have access to Championship and executive golf courses, over 3000 clubs, numerous dining options, live entertainment and shopping plus all of the activities The Villages lifestyle offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$484,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,613 | $2,646 | $3,353 |
Total Monthly Payment | $3,042 | $3,075 | $3,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.