Settle in to this Scottish Highlands Beauty! Nestled in a quiet and private cul-de-sac, this home is truly a hidden gem. Designed with low-maintenance landscaping, the property requires little to no mowing or upkeep—perfect for stress-free living! The oversized carport and garage provide ample space, with the potential to modify the overhead door to accommodate an RV. This meticulously maintained two-bedroom, two-bathroom home offers a spacious feel and a highly functional floorplan. The kitchen features a convenient cooking island, a large cast granite sink, and plenty of cabinet space. It seamlessly opens to the living room, creating an ideal layout for entertaining. Home has two solar tubes adding the perfect natural light. The bedrooms are thoughtfully separated for added privacy. The guest bathroom even includes a heated towel rack for a touch of luxury! The expansive Florida room at the back of the home, included in the square footage, is versatile enough to be used as everyday living space. The primary suite is generously sized, featuring double closets and dual showers for added convenience. A brand-new roof is scheduled for installation this month (January 2025), adding to the home’s value and appeal. This property is a fantastic find within a community offering exceptional value. The HOA fee includes TV, Wi-Fi/internet with a modem, access to a recreation center, and a community pool. And no Florida home is complete without fruit trees—this one boasts delicious grapefruits right in your backyard! Don’t miss this opportunity. Call today to schedule your showing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,156 | $1,169 | $1,484 |
Total Monthly Payment | $1,355 | $1,368 | $1,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.