Looking for a peaceful retreat in a quiet well maintained 55+ community? Light and bright rare 3 bedroom 2 bath wtih 1 car garage Villa centrally located in Vendome Village is looking for a new owner. Step outside to the back patio, where you can sit by the canal and enjoy the peace and serenity while watching water birds of all kinds, fish, turtles, otters and even the occasional manatee. Large bright living space with dining area. Split bedrooms with Primary bedroom with ensuite bath and walk in closet. Pocket doors to bathroom and closet make for a more spacious room. Area off kitchen was converted to a bedroom/office/flex space and could be converted back to create a larger eat in kitchen space. This room has a wonderful view of the canal. All windows are newer hurricane impact windows allowing for a quiet and efficient villa. Large garage has washer dryer hookup, extra storage space and new GE Electric panel. Vendome Village offers everything you need for a low maintenance lifestyle, including community pool, shuffleboard courts, grills and clubhouse. HOA fee includes Cable AND Internet. Beautifully landscaped 55+ close knit community is conveniently located near shopping, restaurants and a short drive to some of the country's most beautiful beaches, downtown St Pete, Clearwater as well as Tampa and St Pete Clearwater Airports. Whether you are looking for a full time home or a peaceful retreat to escape the cold, this is a wondeful location to consider. For peace of mind this property did not flood during past storms. Come check out this wonderful villa today!! You wont be disappointed.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,400 | $150,400 | $150,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $988 | $1,000 | $1,268 |
Total Monthly Payment | $1,204 | $1,216 | $1,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.