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228 4th Street, Wallkill, NY, 12589 | $349,999
HAMLET OF WALLKILL!!! Discover this delightful 3-bedroom, 1-bathroom cottage, perfectly situated in the sought-after Wallkill School District. Located in the quaint Hamlet of Wallkill, this home offers the perfect blend of small-town charm and convenient access to modern amenities. Enjoy being close to local dining hotspots, unique boutiques, and shopping plazas. This home is within a close proximity to the Wallkill area schools, Wallkill Soccer Baseball Field, the scenic Walden/Wallkill Rail Trail, and the nearby Wallkill River. Plus, indulge in the area's renowned wineries, all within a 15-minute drive. If the location isn't enough, then check out the amenities this home has to offer starting with the stylish and functional kitchen featuring sleek white cabinetry, uniquely designed "Glow in the Dark" swirl epoxy countertops which add a striking contrast and provide ample workspace for cooking and entertaining stainless steel appliances, including a gas range, built-in microwave, and dishwasher, double sink with a modern faucet, finished with pendant lighting above the sink. Dining area features a set of French doors allowing for ample natural light. Living room seamlessly connects the kitchen and dining space enhancing the home's flow and versatility. Primary bedroom offers vaulted ceiling with rustic wood beam accents. Two additional bedrooms, full bathroom completes the interior of the home. Exterior features a large rear deck overlooking the back yard, one car attached garage in basement and plenty of parking available in the driveway. This home is priced just right and ready to sell. Call now for your showing!!!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Cottage
- Year Built: 1935
- Garage: 1-car
- Heating: Forced Air, Natural Gas
- Cooling: None
- Basement: Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,144
- Acreage: 0.22
- Est. Taxes: $5,896
- Elem. School: Ostrander Elementary School
- Middle School: John G Borden Middle School
- High School: Wallkill Senior High School
- School District: Wallkill
- Appliances: Oven, Refrigerator
- MLS#: 807436
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/807436/2284thstreet_wallkill_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
228 4th Street, Wallkill, NY, 12589
$349,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,999 | $279,999 | $279,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,839 | $1,861 | $2,361 |
| Total Monthly Payment | $2,405 | $2,427 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535