Welcome to an incredible opportunity! This charming 2-family home offers endless potential, perfect for homeowners or investors alike. The first and second floor units each feature 2 spacious bedrooms, a cozy dining room, and a welcoming living room—ideal for comfortable living. The third floor boasts an additional 4 rooms and a full bathroom, complete with two egress exits, offering the perfect space for an in-law suite, home office, or extra living area. Throughout the home, you'll find beautiful hardwood floors that add warmth and character to every room. Big-ticket updates have already been taken care of, including newer furnaces and a new roof, ensuring peace of mind for years to come. This well-maintained owner-occupied home has been meticulously cared for, and it shows! Step outside to a detached two-car garage, with additional parking space, and an outdoor area that’s perfect for gatherings or activities with family and friends. Don’t miss the chance to see it for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,020 | $2,563 |
Total Monthly Payment | $2,460 | $2,483 | $3,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.