Investors Special! This 3/2 brick ranch with a workshop/barn is situated on 2 wooded acres in the quiet community of Cross Hill in southern Laurens County. An As-Is estate sale, this residential homestead is ideal for someone looking to get a good deal that they can invest some sweat equity into making their own! As you walk through the front door, you're greeted by a versatile room that could be used as either a living room or dining room. Turning left, you enter the large den with wood burning fireplace. Continue back past a 1/2 bath and into the large extra room that has historically been used as a 4th bedroom. On the opposite end of the house, you pass through the kitchen with cabinets build from cedar harvested on the property, continue through the breakfast area and finally arrive at the primary bedroom and bath. In the middle of the home, there are two additional bedrooms flanking a full hall bathroom. The enclosed porch adjoins the breakfast area, and contains the hookups for washer and dryer. There is a small carport near the porch, and a large barn behind the house that can be used for storage or a workshop. There are large pines and hardwoods in the two acres that surrounds the home. The Cross Hill community is rural and quiet. The town center is only a couple of miles away with a hardware store and dining options such as Mayberry Diner and Mi Casita Mexican Grill. Fat Daddy's BBQ and the Country Cafe are even closer to the homestead. For the fisherman or watersports lover, nearby Skippers Landing offers access to beautiful Lake Greenwood. You can be at the boat ramp five minutes from the time you pull out of your driveway! The cities of Greenwood, Laurens and Clinton, SC are all within 30 minutes by car, with access to shopping, dining and medical care.
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Our Executive Mortgage Banker:
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$109,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $87,920 | $87,920 | $87,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $585 | $585 | $748 |
Total Monthly Payment | $866 | $866 | $1,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.