Discover the enchanting lifestyle of Seagate North, a gated community that embodies the spirit of togetherness you've been longing for. This updated 3-bedroom, 2-bathroom home is ready for you to move in and make it your own. Step into an inviting kitchen featuring sleek white cabinets and elegant quartz countertops, complemented by newer windows in the cozy breakfast nook. Modern light fixtures and ceiling fans enhance the ambiance of each room. The owner’s suite is a dream come true, offering French doors that lead to a heated and cooled Florida/Sun Room. With two spacious walk-in closets and a shower alongside a separate garden tub, relaxation is guaranteed. The third bedroom provides extra versatility, functioning as a walkthrough area with a separate entrance—perfect for multi-generational living or accommodating guests. Unwind in your private in-ground heated spa/hot tub, thoughtfully enclosed for comfort and serenity. The property features a brick paver driveway, porch, and custom landscaping that adds charm. With a low HOA fee of just $300 per month covering irrigation and basic front lawn care, maintenance is a breeze. Ideally located in the heart of St. Augustine Beach, Seagate North is only 0. 6 miles from the sparkling Atlantic Ocean. Enjoy the convenience of nearby coffee shops, restaurants, entertainment options, shopping, and groceries, all within reach. The community pool is just steps away, inviting you to relax and enjoy the Florida sunshine. All furnishings are negotiable, making this your perfect opportunity to embrace coastal living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,927 | $3,742 |
Total Monthly Payment | $3,266 | $3,266 | $4,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.