Fabulous Mid- Century 3-bedroom, 2-bathroom Cape Cod style home in desirable Rumford - single attached garage - Lovely Farmer's porch -Home is vinyl sided- Some original period details like built-in hutches and crown molding - First floor features a breezeway/mudroom/3 Season's room, a large eat-in kitchen with updated maple cabinetry, formal dining room, living room with a brick fireplace, a full bath and a bedroom with a double closet - 2nd floor offers 2 good size bedrooms - one has a walk-in closet - a full bath rounds off this space - there is a stone block deck off the mudroom for outdoor sun and fun - Basement is large and can easily be finished off for extra entertaining space - the home is carpeted but has HARDWOODS underneath -GAS in the street - Connected to City water and sewers -
The lot is a 1/2 acre of flat land with beautiful trees and plantings - the backyard is surrounded by privacy as the city owns the treed lots in the back and the side of the home - The elementary school is Myron Francis - This wonderful home is close to restaurants, shopping and all major highways - This is an ESTATE SALE and is being sold "AS IS" - "AS SEEN" - This is an absolute Gem !
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,720 | $332,720 | $332,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,214 | $2,211 | $2,853 |
Total Monthly Payment | $2,689 | $2,686 | $3,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.