6465 Rubia CIRCLE, Apollo Beach, FL, 33572 | $1,495,000

Exquisite luxury waterfront that embodies the perfect blend of elegance and comfort! This stunning home in the prestigious guard-gated community of Andalucia showcases modern luxury living with remarkable upgrades and designs. Located on a deep canal, this 3-bedroom, 3-bathroom split floor plan includes formal living and dining rooms, a family room, and a library. This Smart Home, powered by Alexa, allows effortless control of temperature, lighting, shades, spa, music, and more. Built to endure, this home has never flooded and features a state-of-the-art new Generac generator with an enlarged propane tank for uninterrupted power. Hurricane-rated window film protects against winds up to 150 mph while maintaining stunning views. The superior lanai enclosure has withstood severe weather, offering year-round outdoor enjoyment. The kitchen is a chef’s dream with polished ceramic floors, quartz countertops, a six-burner Thermador gas range, Bosch dishwashers, a farmhouse sink, a wine fridge, and more. The open layout flows into the family room, featuring a stone accent wall, fireplace, and Sonos surround sound. The master suite offers serene waterfront views, a walk-in closet, dual vanities, a spa tub, and a walk-in shower. The distinguished library includes engineered hardwood, plantation shutters, and floor-to-ceiling bookshelves. Enjoy energy efficiency with a new AC system, three zones, and ductwork, plus an efficient mini-split system in the master. High ceilings, crown molding, and elegant lighting enhance the home, along with a three-car garage with epoxy flooring and a pavered driveway. Step through triple slide-to-hide glass doors to the screened lanai with travertine decking, a saltwater pool/spa, and an outdoor kitchen. The dock offers a 10, 000 lb boat lift, new jet ski lifts, and quick access to Tampa Bay. Andalucia offers private beach access, tennis courts, and an exclusive waterfront lifestyle, minutes from the Bay and Gulf. This is Florida living at its finest!

Features

  • Amenities: Basketball Court, Clubhouse, Gated, Playground, Pool, Recreation Facilities, Security, Tennis Court(s), Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Coastal
  • Year Built: 1993
  • Garage: 3-car Deeded, Driveway, Oversized
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Approx Sq. Feet: 2,878
  • Acreage: 0.31
  • Est. Taxes: $14,966
  • HOA Fee: $995 Quarterly
  • Lot Desc: FloodZone, Sidewalk
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Gunite, Heated, Salt Water, Screen Enclosure
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8333895
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /eprop/TB8333895/6465rubiacircle_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 2:47:08 PM)
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES   Phone: 813-658-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6465 Rubia CIRCLE, Apollo Beach, FL, 33572

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.274% 6.723% 6.932%
Monthly Tax Payment $1,247 $1,247 $1,247
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,957 $7,658 $10,584
Total Monthly Payment $9,329 $9,030 $11,956

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.