NESTLED WITHIN A VIBRANT BAYFRONT COMMUNITY SPANNING NEARLY 90 ACRES OF PARADISE, this two-bedroom turnkey villa is situated in a quiet setting on a charming cul-de-sac just around the bend from the exceptional clubhouse and amenities. You’ll want to call it home. Begin by appreciating the UPDATED FEATURES, including a 2023 roof, 2023 3rd nail in roof wall connectors, impact dual-pane solar-glazed windows (not lanai, which are dual pane solar-glazed), a 2021 WH, and a 2017 AC. THE VILLA OFFERS AN EXTENDED FLORIDA ROOM that opens to the patio and lovely outdoors, a wide carport, a newer driveway, outdoor secure storage, spacious kitchen, nicely updated bathroom, window blinds, and ceiling fans. This concrete block single-level home, with no one above, presents an open-concept design with a thoughtfully laid out split-bedroom floor plan. ENTERTAIN IN the flexible living area, enjoy the coziness of the Florida room, and handle laundry with ease in the indoor laundry space. Your outdoor 12x5 secure storage is perfectly suited for electric bikes, beach gear, sports equipment, and fishing gear. The newer driveway enhances the villa's curb appeal, while the solar-glazed impact windows not only add aesthetic value but also contribute to energy efficiency and safety. STEP INSIDE- The primary bedroom includes cove molding, a spacious walk-in closet with attic access for additional storage and an updated ensuite bathroom with stylish shower tiling, a bench, and safety bars for easy entry along with coordinating vanity, mirror and lighting. Up front the private secondary bedroom has an adjacent bathroom with a tub/shower combination with safety bar. The fully equipped kitchen boasts abundant crisp white panel cabinetry, granite counters, and a closet pantry. A pass-through to the dining area promotes seamless entertaining. The living and dining combination provides flexibility for furniture placement to enjoy gatherings and good conversation. EMBRACE OUTDOOR LIVING! If you'd like you can extend the current patio to 27 feet across the rear of the villa. Consider a retractable awning for shade on sunny days. Just out your back door explore the community paths winding around lakes, lagoons, and the bay, leading to a charming bay front pavilion. The carport provides an ideal spot for a shaded seating area, creating a cozy front porch atmosphere. Enjoy grilling your favorites for family and friends in either space. For those who love community interaction, a leisurely walk around the bend will lead you to the clubhouse and a host of amenities. BOATING ENTHUSIASTS can take advantage of available boat docks for a one-time $25 fee. While Mount Vernon is a pet-free community, service animals are welcome, & golf carts are permitted for those with medical needs. Seize the opportunity to live your dream life in the heart of paradise—make this villa your home and experience the blissful Florida lifestyle. Schedule a tour now. COMMUNITY: clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda; boat docks; heated pool; tennis, pickleball, shuffleboard, bocce-ball; spa; sauna; workshop; chip/putting green; walking paths; butterfly garden; bay front park; kayak launch\storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; nearly 90 acres teaming with wonderful Florida wildlife; many activities and socials! DUES COVER: water, sewer, trash, recycle, pest control, cable, internet, exterior & landscape maintenance, insurance.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,437 | $1,837 |
Total Monthly Payment | $1,608 | $1,608 | $2,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.