Beautifully remodeled concrete block home in a non flood zone area. Did not experience any flooding during the hurricanes. New kitchen and bath with solid wood cabinetry and quartz countertops. The kitchen has stainless steel appliances and a large kitchen sink with commercial faucet, under cabinet lighting, 36 inch upper cabinets and LED color changeable mood lights over the cabinets that makes this room glow! The bathroom has a large walk in glass enclosed shower with rainfall shower head and separate hand held shower head that feels like a spa. Shiplap wall treatments, 42 inch vanity with quartz top and pocket door to open up the space rounds out the room. There is a Bonus Room / 3rd Bedroom / Office space that has a deep sink and 42 inch vanity / Wet Bar in it so working from home would be a pleasure. This room is heated and air conditioned to add to the livable space. This room has a separate entrance off the side of the house and also connects to the garage / workshop where you could run a home based business out of. This house has many options! There is a covered patio in the back that opens onto the large landscaped fenced yard that is big enough to add a pool! There is also a 10 x 12 foot poured concrete pad in the back where you could drop a shed or hot tub onto. Great neighbors and neighborhood that is close to downtown, shopping, I275, Crescent Lake Park, Home Depot and Lowes, etc! Get in now and homestead this property for tax benefits before March 1st!
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$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,829 | $2,826 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.