Start the new year in your dream home! Welcome to this stunning Seabreeze Cottage home in the much sought after Village of Hillsborough. This beautiful home with BOND PAID offers comfortable living and the ultimate Florida lifestyle. As you approach this home take note of the manicured lawn with well-kept landscape of trimmed shrubs and flowering plants. The front door is welcoming with a beautiful decorative side light. Upon entering, you are welcomed to an open concept living area with natural light. The spacious living/dining area offers hardwood flooring, plantation shutters and vaulted ceilings. The kitchen boasts of wood cabinetry with pantry, stainless appliances, granite counters, tile backsplash, and upgraded decorative lighting. The primary bedroom features a vaulted ceiling, walk in closet, and ensuite bath with dual sinks. There are two additional bedrooms for your guests. The hall bath features tub/shower combo with a granite counter and upgraded faucet. Enjoy the extra storage with additional cabinets in the laundry room as well as a utility sink. Off the laundry room is the expanded garage with epoxy floor and pull down stairs to access the attic storage area. The storage area in the attic offers additional insulation. Experience the ultimate Florida lifestyle with enclosed lanai featuring tile floors and roll down shades that makes this room comfortable living all year around. As you step out of the lanai you enjoy your private and peaceful backyard with beautiful tile patio, custom pergola and enhanced landscaping. This is an ideal place to enjoy your morning coffee or afternoon refreshments. Start your Villages lifestyle today with the all the convenience this home and location has to offer. Within 2. 1 miles is Brownwood Paddock Square along with a quick golf cart ride to neighborhood and family pools, recreation facilities, shopping and dining. Furniture Package Available Separately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,177 | $2,177 | $2,783 |
Total Monthly Payment | $2,390 | $2,390 | $2,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.