One or more photo(s) has been virtually staged. Looking for high & dry and no flood insurance required? This move in ready 3BR/2BA on large lot in central St. Pete fits the bill and more!
Freshly painted, new laminate flooring, screened front porch and large enclosed back porch with its own mini split. Kitchen/dining area has high end stainless appliances, granite counter tops & ample cabinet storage. Garage even has its own mini split, full bath with shower, w/d hookup and storage areas. Easy to use the garage as a in law unit with it's own entrance and private bath.
*4 MINI SPLITS are all heat pumps, each with its own compressor and allows temperature control in each zone. The central HVAC is a heat pump with installed air sanitizer. Also, there is a whole house soft water filtration system, on Demand electric hot water heater, new well pump and new irrigation controller.
The large private backyard comes with an 8x10 storage shed with hookup for whole house generator. The 10x10 framed shed would make a great workshop with power already installed.
The house also has a new main sewer line, all new water lines, new electrical panel with generator switch, and replaced with Hurricane impact windows. A small generator will power one or more mini splits as well as refrigerator, lights, etc. Everything permitted by contractor. The house is like new construction but at a savings!
All these extra perks will make for energy savings as well as peace of mind with the added convenience of being minutes from Tyrone Square Mall, Gulf beaches and downtown St. Pete!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,281 | $3,278 | $4,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.