New City, NY. Beautifully renovated Raised Ranch, fully updated in 2022, offers a perfect blend of modern comfort and classic charm. With 4 spacious bedrooms, including a primary en-suite, and 2. 5 stylish bathrooms, this home is ideal for family living. Step inside to gleaming hardwood floors that run throughout both levels, creating a seamless flow from room to room. The heart of the home features a bright and open living area, perfect for both relaxing and entertaining. The lower level boasts a cozy family room with a wood-burning fireplace and sliders that open to the back patio, making it a perfect spot for outdoor gatherings. Additional highlights include a convenient 2-car garage, gorgeous landscaping, and ample storage throughout. Nestled in the desirable town of New City, which has been recognized as one of the safest places to live, this home is also within the highly sought-after Clarkstown School District. Enjoy easy access to the Palisades Parkway, as well as nearby shopping, dining, and entertainment options. Take advantage of Clarkstown’s fantastic recreational amenities, including walking trails, lakes, a community pool, and more. Don’t miss the opportunity to make this turn-key home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $1,264 | $1,264 | $1,264 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,145 |
Total Monthly Payment | $5,348 | $5,344 | $6,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.