Charming Florida Cottage – Your Cozy Family Retreat! Welcome to your dream home, a delightful Florida cottage that perfectly blends comfort and charm. This cozy single-family residence features 3 spacious bedrooms and 1. 5 modern bathrooms, making it an ideal choice for families, first-time homebuyers, or anyone looking to enjoy the serene Florida lifestyle. The three well-appointed bedrooms are filled with natural light and offer ample space, perfect for relaxation or as versatile work-from-home setups. Enjoy the convenience of a full bathroom and an additional half bath, designed for both functionality and comfort, ensuring your family’s needs are met. Step outside to discover a quaint back patio, ideal for morning coffees, evening gatherings, or simply soaking up the sun. This outdoor oasis is surrounded by lush greenery, providing a private and tranquil setting for relaxation. With a brand new roof, you can enjoy peace of mind knowing that this home is ready for years of worry-free living. This upgrade not only enhances the home’s aesthetic but also improves energy efficiency. Located in a tranquil community, this home offers a serene atmosphere while still being conveniently close to the vibrant life around the University of Central Florida (UCF). Enjoy easy access to shopping, dining, and recreational activities. Perfect for students, faculty, or staff, this home is just a short drive from UCF, making your daily commute a breeze. Immerse yourself in the dynamic university culture while enjoying the comforts of suburban living. This Florida cottage is not just a place to live; it’s a lifestyle choice. The combination of cozy interiors, ample outdoor space, and a friendly neighborhood creates an inviting atmosphere for family gatherings and entertaining friends. Picture weekend barbecues on your patio or quiet evenings under the stars – this home is designed for making cherished memories. With its prime location near UCF and desirable features, this property could also serve as a lucrative rental investment. Capitalize on the demand for rental homes in this area and enjoy the benefits of passive income. Don’t miss out on this incredible opportunity to own a charming Florida cottage near UCF. With its perfect blend of comfort, convenience, and character, this home is sure to attract attention. Contact us today to schedule your private tour and see for yourself why this property is the ideal place to call home!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,070 | $2,068 | $2,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.