Charming Saltbox Retreat on 1 Acre. This enchanting 3-4 bedroom Saltbox-style home on a sprawling 1-acre lot offers an inviting blend of rustic charm and modern amenities that will make you fall in love at first sight. Step inside and be greeted by a huge living room that boasts soaring vaulted ceilings and stunning exposed beams. This expansive space is perfect for entertaining or cozy family nights, bathed in natural light that invites warmth and comfort. Also on the main level is a room that is perfectly suited for a bedroom or home office, providing flexibility to meet your needs, while the primary suite above the garage is a true retreat. Enjoy an abundance of sunshine with large windows, elegant built-ins, a spacious walk-in closet, and a luxurious full bathroom that adds to your daily comfort. Upstairs also has two additional bedrooms that share a stylish full bath, ideal for family or guests. The walk-out basement features a rec room, perfect a home gym or play area. Step outside onto the large back deck complete with an awning, providing the perfect setting for summer barbecues, morning coffee, or sunset cocktails. The expansive yard is a true playground for kids, pets, or gardening enthusiasts. The home is equipped with an on-demand generator, ensuring peace of mind no matter the season. This property combines privacy with accessibility to town and easy commuting, making it a rare find! Don’t miss your chance to own this captivating home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,607 | $2,605 | $3,360 |
Total Monthly Payment | $3,354 | $3,352 | $4,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.