4431 Gardner DRIVE, Port Charlotte, FL, 33952 | $1,250,000

Experience this stunning custom-built Thornberry masterpiece where luxury, elegance, and the tranquility of waterfront living converge. No Flood damage to home! Perfectly positioned with direct sailboat access to Charlotte Harbor, this extraordinary residence boasts 100 feet of pristine waterfront and a 45-foot dock under construction, complete with a 10, 000-lb covered boat lift, electric, and water amenities—your gateway to world-class boating, fishing, and sailing. As you approach, the home’s Key West-inspired design captivates with lush tropical curb appeal. A gracefully paved driveway and walkway of elegant brick pavers lead to an inviting front porch, where you can soak in partial Harbor views. Step inside to discover an open, thoughtfully designed floor plan graced by soaring 10-foot ceilings, ornate crown molding, and sleek porcelain tile floors. Solid-core 8-foot doors add an air of distinction, while abundant natural light enhances every room. The chef’s kitchen is a masterpiece in itself, featuring 42-inch custom wood cabinetry, luxurious granite countertops, a center island with a five-burner cooktop, and a built-in oven—perfect for entertaining or enjoying intimate meals. Adjacent, the grand room impresses with a wood-burning fireplace and breathtaking waterfront views that redefine relaxation. Flexibility abounds with a BONUS den/office/4th bedroom offering French doors and a private en-suite bath—ideal for guests or as a dedicated workspace. Outdoors, retreat to the expansive screened lanai with brick pavers and a large pool featuring a 2019 variable-speed pump and heater. It’s your private haven for unwinding, entertaining, or taking in spectacular sunsets over Charlotte Harbor. Peace of mind comes standard with hurricane impact windows throughout, ensuring both security and efficiency. This property also has no HOA restrictions. This prime location offers a short boat ride to Punta Gorda and Port Charlotte’s renowned waterfront dining, entertainment, and the Sunseeker Resort. With easy access to Port Charlotte Beach, premier shopping, US-41, and Punta Gorda Airport, every convenience is within reach.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 100 x 125
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,699
  • Acreage: 0.29
  • Lot Size: 100 x 125
  • Est. Taxes: $11,412
  • Lot Desc: In County
  • View: Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7502285
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/C7502285/4431gardnerdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 9:18:06 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4431 Gardner DRIVE, Port Charlotte, FL, 33952

$1,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.559% 6.723% 6.847%
Monthly Tax Payment $951 $951 $951
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,486 $6,403 $8,780
Total Monthly Payment $7,562 $7,479 $9,856

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.