This WELL CRAFTED 4-BEDROOM 3-FULL BATH HOME has A WELCOMING FRONT PORCH WITH STONE ACCENTS. This home has beautiful HARDWOOD FLOORS and a spacious kitchen with CUSTOM CABINETS, GRANITE COUNTERS and TILE BACKSPLASH. An added feature is a granite top SERVING ISLAND with PENDANT LIGHTING. The home has its own MUSIC PORT with CEILING SPEAKERS and comes with an ENDLESS SUPPLY OF HOT WATER via the RINNAI TANKLESS WATER HEATER. The MASTER SUITE has a DELUXE FULL BATHROOM which includes a large garden tub with separate shower and a spacious dual vanity. The home's upstairs area has an oversized BEDROOM/FLEX ROOM with private bath and a walk-in closet. The HUGE FAMILY AREA on the main floor has a FIREPLACE AND CUSTOM MANTLE and GAS LOGS with many windows. You'll entertaining guests on the outside PATIO overlooking the LANDSCAPED YARD that your family can enjoy year-round. This home has convenient access to I-26 and I-85 and is minutes from shopping and restaurants in Boiling Springs, Spartanburg, and Greenville. This home is located in a USDA financing area.
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Our Executive Mortgage Banker:
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$319,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,600 | $255,600 | $255,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,174 |
Total Monthly Payment | $1,920 | $1,920 | $2,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.