(USDA Loan Approved Area) This GEM of a home boasts 1070sqft under air with super tall 9'4" ceilings throughout. This home has been designed and optimized for ultimate functionality and space, with a split floor plan for the bedrooms, interior laundry room, and an open concept for the living area and the kitchen. The kitchen in this home is huge with its 13x11 footprint and enough cabinet space to appease even the pickiest of clients. More features of this home include, waterproof and scratch resistant vinyl wood look flooring, Granite countertops in the kitchen and bathrooms, and numerous built-ins in the storage closets. The exterior of the home has a 55sqft covered front porch, and the driveway has been finished with a gorgeous slate color paver. This is an up and coming fast-changing area with new homes being built at every corner, as well as a brand new Publix and shopping center that is 1. 5 miles away, and only 2. 50 miles from the shops, bars and restaurants of Down Town Sanford. Set up your showing today before it's gone.
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Our Executive Mortgage Banker:
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$282,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $226,320 | $226,320 | $226,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,506 | $1,506 | $1,925 |
Total Monthly Payment | $1,597 | $1,597 | $2,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.