Desirable Lake Gertrude neighborhood, one block from the scenic lakeside walking path. This is a custom home. The main home is 3 bd / 2 baths, with an attached in-law suite 1 bd / 1 bath, for a total of 3268 SF. The home was fully renovated in 2014 and the in-law suite was built in 2016. All work was permitted and built to code, including structural improvements throughout and high efficiency items: insulation, doors and windows. High efficiency A/C's were added in 2023. The efficiency features, including an irrigation well, contribute to a low monthly utility bill of approx. $250.
The home features a large double lot with a front circular driveway and a rear driveway with an EV/RV charging receptacle. The home has a split floor plan. The foyer steps up to the living room with 11 ft high ceilings and large windows viewing an oak tree canopy. The dining room has a fireplace and a wet bar with quartz countertops and refrigerator with an ice maker. The kitchen has a skylight and features granite countertops, large island, a walk-in pantry, gas range and stainless appliances. Double french doors open to the rear porch. The primary suite features a high tray ceiling and the bedroom and bath are spacious. There are his & hers closets, a linen closet, soaking tub, shower and a toilet room. The split plan's second bedroom is currently used by the homeowner as an office and features built-ins for storage. The third bedroom is currently used as an exercise room and features an infrared sauna. The hall bath has a french door to a private courtyard with an outdoor shower. The laundry room has an adjacent multi-purpose closet. Additional closets are a coat closet, second linen closet and a 7x10 storage room off the courtyard.
The resort style outdoor area is great for entertaining or relaxing. There is a large rear porch open to the terraced patio, courtyard, dining pergola and hot tub surrounded by tropical foliage. A tranquil water feature in natural stone has a babbling brook cascading to the lower pond and is surrounded by lush bamboo.
The in-law suite or multi-generational suite is attached to the main house and has two entries. The front side entry has a foyer, and the rear courtyard is accessed by double french doors. The suite has high ceilings with a living room skylight, dining area and kitchenette with quartz countertops, custom cabinetry and stainless appliances. Double doors open to the bedroom built-in with a desk area and additional storage. There is an extra large closet and private bath with a large shower and two shower heads. This suite was originally used as an in-law suite and most recently used as an airbnb.
This custom home has premium finishes throughout, wood floors, granite kitchen countertops, porch ceilings finished with T&G cypress and is energy efficient. This is an exceptionally well maintained custom home and has unique outdoor areas created for Florida living.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $792,000 | $792,000 | $792,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.235% | 6.723% | 6.826% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,137 | $5,071 | $6,954 |
Total Monthly Payment | $5,762 | $5,696 | $7,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.