Bring your personal touch to this well-loved Ryal Side Colonial. Family owned for over 70 years, this gracious home with 1, 300+ sf of living space that includes a full basement is ready to embrace the future. The 1st floor offers an eat in kitchen, closed rear entry/mudroom, formal dining room, and spacious living room. 3 generous sized bedrooms with full bath are on the 2nd floor. Additional features include wood floors under carpet, wood deck off back, aluminum siding & brick exterior, and a detached garage. Bonus: near the train, beach, grocery store, and downtown. Fun to do décor changes will transform this well-maintained residence into an outstanding showpiece for generations to come.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 12.0 x 11.0 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | 10.0 x 11.0 | Second |
Dining Room | Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Lighting - Overhead | 12.0 x 12.0 | First |
Kitchen | Ceiling Fan(s), Flooring - Vinyl, Window(s) - Bay/Bow/Box, Exterior Access | 17.0 x 11.0 | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Flooring - Wood, Window(s) - Bay/Bow/Box | 14.0 x 12.0 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box | 12.0 x 12.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,768 | $2,768 | $3,539 |
Total Monthly Payment | $3,362 | $3,362 | $4,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.