LOCATION, LOCATION, LOCATION! This home is situated in the highly desirable 29615 zip code, close to vibrant community centers offering open access to basketball courts, playgrounds, and walking frequented by neighboring residents. Conveniently located near large shopping centers, doctors’ offices, and medical centers, this property combines comfort and accessibility in a prime area. Cherished by one family since it was built in 1956, the home features numerous thoughtful upgrades and improvements. The roof (3 to 5 years old) ensures durability, while the owner has gone above and beyond with preventive maintenance, fully encapsulating the crawl space and equipping it with a dehumidifier and sump pump to create a dry and secure environment. The property includes a storage building with a metal roof and metal siding, offering additional storage and utility. The kitchen and laundry appliances are brand new, including a microwave, oven, refrigerator, freezer, washer, and dryer, adding convenience and value. Recent updates inside include carpet, enhancing comfort throughout the hallway and bedrooms. The attic has been insulated with spray foam insulation, and the installation of double-pane windows throughout the house adds to energy efficiency, helping to maintain a comfortable living space year-round. Exterior updates include a concrete driveway, wood decking, and gutters with downspouts and a comprehensive drainage system, providing both functionality and improved curb appeal. The HVAC system and ductwork were recently replaced for optimal performance, and gas logs provide additional warmth during cooler months. The kitchen has been refreshed with laminate flooring, while the bathroom boasts recently updated shower and floor tiling along with an updated toilet. Recently updated doors, including a front door, back door, and a front storm door, provide added style and security. This property reflects a commitment to quality and care, offering a unique opportunity to own a home lovingly maintained for generations.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,969 | $2,517 |
Total Monthly Payment | $2,062 | $2,062 | $2,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.