Home is owner occupied and owner is the listing agent.
Cozy 3 bedroom, 2 bathroom pool-home with an office in St Johns county. Located on a quiet cul-de-sac, this is the only available pool-home for rent in JCP proper area for under $3k/mo! Lessee will have full access to HOA amenities. Included features: large driveway to accommodate guests and multi-vehicle households (left of house can be used as a car wash area and extends 14 ft beyond the gate), finished garage, central air and heat, pool, stainless steel appliances, updated kitchen, updated primary bathroom, storage shed, fenced yard, laundry hook-ups, convection microwave, and smart convection oven. No Utilities included. Is pet friendly. Will require a pet meeting for dogs prior to lease approval. Two dog max. Refundable pet deposit of $250 per pet. Washer and dryer in picture are not included. Yard service and pool care are included.
Date Available: Mar 1, 2025. $2, 900/month rent and $2, 900 security deposit required. Features cont: Smart irrigation controller, Arlo doorbell camera, and smart garage door opener. This is a smoke-free property. Minimum credit score of 630 for primary applicant with zero defaults within the past 12 months expressed on each credit report. Gross income of 2. 25 times rent amount required. There can be some flexibility with this number on a case by case basis. Lessee is required to obtain renters insurance prior to occupying home. Please use the link to apply. This property is managed by the owner using Avail landlord software. Application fee is $55. Will apply fee to first month's rent upon approval and signing of lease.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,320 | $2,320 | $2,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $20 |
Total Monthly Payment | $90 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.