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321 Fernhill DRIVE, Debary, FL, 32713 | $295,000
Welcome to 321 Fernhill Drive in the Fairway Hills subdivision of Debary Country Club Community. Very well maintained home offers 2 bedrooms, 2 baths , a spacious 10x20 Florida Room and a 2 car garage. Stainless Steel Refrigerator and Washer/Dryer convey and were just purchased 11/24. The Tile Roof was cleaned in 2022. AC replaced in 2021 and last serviced 12/24. The Beautiful Paver Driveway was added in 2022. Plumbing has been replaced and irrigation control panel was replaced in 2023. This gated community offers easy living with yard maintenance being provided and use of a tennis/pickleball court. The home is conveniently located close to shopping , restaurants, hospitals, St Johns River, several Florida Springs and many Bike Trails. Close to the SunRail Station , 35 minutes to beaches and 45 minutes to Orlando. This home is move in ready, please make an appointment to tour today! No fences are allowed in this community. Please click on the "TOUR" box at the top of this listing if viewing through MLS to see a virtual tour of this property. Zillow viewers please go into "Facts & Features" and scroll to the bottom to click on View Virtual Tour. Enjoy your tour!
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Golf Course, Playground, Tennis Court(s), Vehicle Restrictions
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 50 x 110
- Laundry: Inside, Laundry Closet
- Year Built: 1995
- Garage: 2-car Driveway, Garage Door Opener, Ground Level
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,390
- Acreage: 0.12
- Lot Size: 50 x 110
- Est. Taxes: $4,390
- HOA Fee: $480 Quarterly
- Lot Desc: Landscaped, Near Golf Course, Near Public Transit, Sidewalk, Street Dead-End
- Pet Policy: Yes
- Appliances: Microwave, Range, Refrigerator, Washer, Dishwasher, Disposal, Dryer, Electric Water Heater
- MLS#: O6265468
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/O6265468/321fernhilldrive_debary_fl?source=qrflyer
Listing courtesy of WATSON REALTY CORP Phone: 407-323-3200
William Raveis Family of Services
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
321 Fernhill DRIVE, Debary, FL, 32713
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,570 | $1,570 | $2,007 |
| Total Monthly Payment | $2,011 | $2,011 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388