Everything is awesome about this 2-story townhome built in 2014 and occupied by the original owners . The first floor of this townhome includes an open concept kitchen, dining and living room space, a half bath and a one car attached garage. Sliding patio doors off the living room open to a screened lanai where you can relax and enjoy the pond view. Just outside the lanai is a terra cotta tiled patio for even more outdoor pleasure. The second floor offers a split bedroom layout and includes the primary bedroom with an en suite bathroom and a walk-in closet. The guest bedroom has its own bathroom with linen closet. The loft space can be used for a third bedroom, office space or den. The laundry closet is also found on the second floor. This home has always been pet and smoke free. This townhome is located in the Harbor Ridge community which is proactively maintained with beautifully landscaped grounds, pool and cabana. This lovely townhome, in this charming community is centrally located and is minutes away from Sunset Beach or Fred Howard Beach, Wall Springs Park, the Tarpon Springs Sponge Docks with all the restaurants and eclectic shops and the Pinellas Trail is just across the street! Also nearby is Delightful Downtown Dunedin, world famous Clearwater Beach, many golf courses and a multitude of restaurants and all kinds of shopping. There are Jolley Trolley stops going north and south just outside the entrance to Harbor Ridge so you can hop on and go play for the day - from Tarpon Springs to Clearwater Beach. THIS is living the Florida dream! Ask your Realtor for the list of updates & maintenance items on this meticulously maintained townhome - it is attached to the MLS listing. This property suffered no damage from the recent storms.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,966 | $1,989 | $2,523 |
Total Monthly Payment | $2,305 | $2,328 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.