Don't miss out on this Charming, Bright, and Open Home offering a Freshly Painted Exterior, with Beautiful Oak Tree lined streets, Two car garage with a Rust oleum finish to it, and an Adorable Front Porch! Enter into your gorgeous Natural Oak Laminate Flooring throughout this Immaculate 4 bedroom and 2 bath, featuring Energy Efficiency with a very LOW Electric Bill! Presenting a Split Family Plan with a perfect Home Office Option privately situated with a nice view and lovely French Doors. Enjoy Entertaining in your Bright White updated Kitchen that has tons of Counter Space, Stainless-Steel Appliances, a New Refrigerator, Decorative Tile Flooring, an Eat In Breakfast Area, and a Pass-Through to the Dining Room for serving all your Friends and Family while overlooking a HUGE 27’ x 24’ Family Room with Chair Rail, Vaulted Ceiling, Bright Natural Sky Lighting, and a Cozy Wood Burning Fireplace! This Spacious Master Suite has an oversized Tile Shower, walk in closet, and Sliders to a Private Patio. All the Bedrooms have Closet Organizers, Blinds, and Ceiling Fans. Some amazing features are an Interior Spacious Laundry Room, Beautiful Granite countertops in the Guest Bath, a Private Screened in Patio with pretty Tile flooring, an Outdoor Paved Sun Deck, Gutters and Downspouts, an Oversized Private Fenced in Lot with an additional Storage Shed, and a $10, 000 Upgraded French Drain along the yard! Located in the highly sought after Piedmont Lakes offering a Community Pool, Tennis Courts, Playground, AND a LOW HOA! Completely Energy Efficient with Double-Pane windows and Solar Panels that have been paid in Full only for you to reap the benefits of a very Low Utility Bill! GREAT Area close to all major highways, restaurants, shopping, and more… Must see call today for a showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,156 | $2,756 |
Total Monthly Payment | $2,548 | $2,548 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.