Live just one block from Mirror Lake and enjoy the best of both worlds: serene lakeside views and the vibrant energy of St. Petersburg's Downtown Edge District. This stunning 2-bedroom, 2-bathroom end unit townhouse offers modern living with convenience and style. Situated in a high and dry location, this property in an area that does not require flood insurance—adding peace of mind to your investment. With 1, 265 sq. ft. of space, you’ll enjoy an open and airy layout featuring stained concrete floors on the lower level and bamboo hardwood floors upstairs. Soaring 10-foot ceilings and exposed ducts add a contemporary industrial touch throughout. The primary bedroom boasts a custom walk-in closet, while large storage closets throughout the home offer plenty of space for all your belongings. The townhouse is move-in ready with brand-new stainless steel appliances (2024), a new stacked washer and dryer (2024), a new water heater (2024), and a new HVAC system (2024)—plus, a new roof installed in 2023. The kitchen features leather-finished granite countertops, a beautiful and durable material that extends to the bathrooms as well. Outside, a private, fenced-in ‘Peace Garden’ awaits, perfect for relaxation or entertaining with a gas stainless steel grill included. The end unit townhouse has added windows and includes assigned covered parking for one car. The low HOA fee of $370 covers water, sewer, garbage, cable TV, and Wi-Fi. The only utility you’ll need to worry about is electric, making this home both affordable and easy to maintain. Whether you're enjoying the vibrant neighborhood, a peaceful evening in the garden, or the convenience of being steps away from Mirror Lake, this townhouse offers the ultimate in modern urban living.
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Our Executive Mortgage Banker:
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$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,028 | $3,025 | $3,903 |
Total Monthly Payment | $3,608 | $3,605 | $4,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.