Welcome to 1134 Pawtucket Ave, a charming residence nestled on a desirable corner lot in Rumford, Rhode Island. This home offers an unbeatable location for commuters, just minutes away from the East Side of Providence, the Henderson Bridge, and the Massachusetts state line. Step inside to discover the timeless elegance of original hardwood floors, adding warmth and character to the living spaces. This property is connected to gas, ensuring efficiency and convenience for your daily needs. Car enthusiasts and hobbyists will be thrilled with the detached garage, a true mechanic's dream, featuring two spacious bays and ample storage space. Modern amenities abound, with Bluetooth speakers installed in all bathrooms, keyless entry for added security, and an app-controlled garage door for seamless access. The home boasts three generously sized bedrooms and three well-appointed bathrooms, offering comfort and privacy for the entire family. The finished basement provides additional living space, perfect for a home office, gym, or entertainment area. With FHA and VA lending requirements met, this home warmly welcomes all FHA and VA buyers. Outside, you'll find a fenced-in yard, ideal for pets to roam freely and safely. Whether you're relaxing indoors or enjoying the outdoor space, this home offers the perfect blend of classic charm and modern convenience. Don't miss the opportunity to make this commuter-friendly gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,752 | $2,750 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.