Nestled on a serene half-acre lot in a charming cul-de-sac in desirable Oaks North neighborhood, this recently built Colonial home combines modern elements with today's everyday comforts. Beautiful hardwood floors guide you through the open main level, with a bright living room featuring a cozy fireplace, a stunning quartz kitchen equipped with stainless steel appliances, and a spacious dining nook, all designed for easy living and relaxation. The separate dining room is ideal for more formal gatherings, while a mudroom to/from the garage offers convenient accessibility. Head upstairs to the primary bedroom suite with a generous walk-in closet and a luxurious full bath, two nicely sized bedrooms, the well-located laundry room, and an inviting full bathroom. Additional features include central air conditioning for year-round comfort, low-maintenance vinyl siding, a welcoming front porch, and a handy two-car garage. Step outside to enjoy the deck overlooking the expansive yard fitted with inground sprinklers, perfect for warm weather enjoyment. The unfinished lower level with a walk-out presents enormous potential for customization and additional living space. This Colonial home truly combines style with functionality and offers endless possibilities for your dream lifestyle.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $685 | $685 | $685 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,823 | $4,932 |
Total Monthly Payment | $4,603 | $4,599 | $5,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.