Spectacular Condo just hit the market! Welcome to this Spacious Retreat Located in On Top of the World's Over 55+ community, Nestled in OTOW's Quiet Enclave of "Paradise" this spacious Sorento Model features a 1210 SQFT haven that beckons High vaulted ceilings that stretch upward, creating an airy canvas for life's moments. This well-maintained, well-cared-for unit with penthouse nature views awaits you to call it home! The kitchen, a culinary sanctuary, boasts SS appliances and opens gracefully to the family gathering room. Imagine mornings at the built-in Sideboard/Coffee Bar, savoring the aroma of freshly brewed coffee. The large Primary Bedroom, a sanctuary within a sanctuary, features an en-suite bathroom and not one, but three closets. Among them, a walk-in closet awaits. The guest bedroom and bathroom give you plenty of room for guests and an oversized closet for ample storage. The separate utility closet is home to a newer stackable washer/dryer. The well-maintained A/C is 2015 ensuring comfort year-round. W/H 2016. Right outside the front door is a space to put 2 chairs so you can enjoy the view of Harbor Lake. FURNITURE IS NEGOTIABLE TO COMPLETE THE PACKAGE. (2) of the Photos have been Virtually Staged. NON-FLOOD NON EVACUTATION ZONE. This unit is close to the elevator and stairs, your unit reveals an added personal storage space on the same floor. Mailboxes and the trash room reside on the first floor, a seamless blend of convenience. Your parking space is steps away from the elevator. Harbor Lake's shores beckon—a tranquil retreat where walking trails and park benches invite contemplation. Sit on a community bench, gaze over the lake, and let time slow down. Stroll along the winding trail, breathe in the whispers of nature, and find solace The building is a quick drive away from the West Activity Center. A hot tub awaits here, its warmth melting away the day's cares. An Olympic-sized heated pool invites you to swim, laugh, and bask in the sun. Billiards room, computer lab—each corner promises connection and joy. For our furry friends, the dog park lies just beyond the recreation center—a wagging tail's paradise. The East Side boasts not one, but two golf courses—a golfer's dream. The clubhouse stands tall, its heated pool an oasis of laughter and camaraderie. Craft rooms hum with creativity, clubs gather, and the ballroom dances to life with DJs and live bands. Card rooms, tennis courts, horseshoes, grilling areas—the leisure canvas awaits. And PICKLE BALL —a spirited game where paddles meet laughter. On-site, the Good Karma Café tempts with take-and-bake meals and snacks. Here, conversations flow, and friendships brew. Clearwater Beach is one of the Top beaches in the country. It is only 10 miles away and an easy drive to Tampa International Airport. If you’re looking for a comfortable and peaceful place to call home, this condo is perfect. Sold AS-IS. The room sizes are approximate and must be verified by the buyer. For financing transactions, 35% down and Association approval are required. This property is being conveyed as a leasehold estate deed. Use FAR BAR "AS IS" for all offers. PROOF OF FUNDS or If Financing a PRE-APPROVAL ARE REQUIRED.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,646 |
Total Monthly Payment | $1,560 | $1,559 | $1,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.