Discover your dream home in the highly sought-after Seminole community! This beautifully updated and meticulously maintained coastal three-bedroom, two-bath family home boasts a spacious split floor plan, perfect for modern living. Nestled in a non-flood zone with no HOA or deed restrictions, this property offers both convenience and peace of mind. The gourmet kitchen, remodeled in 2022, features stunning Quartzite countertops and sleek black stainless-steel appliances, while the luxurious master bathroom was also remodeled in 2022. The guest bathroom received a fresh update with new tile and a bathtub in 2024. All bedroom floors were updated in 2022 with stylish luxury vinyl, combining elegance with durability. For added safety, brand new hurricane impact doors and windows were installed in 2023. - The home is equipped with a new HVAC duct system, additional return vents, and blown-in insulation, all completed in 2022. Enjoy outdoor living on the large screened-in patio, featuring a newly resurfaced floor and updated screens, along with a butcher block bar added in 2023. Modern touches throughout include all new lighting fixtures and ceiling fans installed in 2023, as well as a white vinyl fence for privacy. A Safetouch security system provides peace of mind, and a well pump irrigation system ensures a lush backyard. The home’s exterior was freshly painted in 2023, enhancing its curb appeal, and a backyard shed offers additional storage. - Location is key, and this home delivers! Indian Rocks Beach access and a boat ramp are just minutes away, while grocery stores, delightful restaurants with live music, and a yoga studio are within a short distance. The Seminole Community Center hosts family events throughout the year, and the nearby Seminole Town Center provides shopping, services, restaurants, a gym, and a movie theater. Don’t miss the first Friday of every month for live music and food trucks! Plus, you’re only 15 minutes away from the beautiful beaches of Clearwater, Madeira, and Treasure Island, where even more fun and excitement await. This home is a rare find in an unbeatable location—schedule your showing today and experience coastal living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,085 | $3,083 | $3,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.