Nestled among the trees, this beautifully maintained 4-bedroom Colonial combines charm and modern upgrades within the coveted Oyster River School District. With gleaming new floors and solid wood doors throughout, this home exudes warmth and timeless style. The first floor offers a spacious living room with a wood fireplace, a formal dining room, and an inviting eat-in kitchen with rich wood accents. Enjoy peaceful summer nights in the screened-in porch, surrounded by lush greenery. Upstairs, you’ll find four well-sized bedrooms, with potential for additional space in the walk-up attic. Practical upgrades include a new roof, fresh paint, and new flooring, along with a state-of-the-art on-demand heating system, tankless water heater, and a fully automatic generator for efficiency and peace of mind. The partially finished 300-square-foot basement provides flexible space for a home gym, playroom, or additional storage. Outdoors, a treehouse awaits, and the yard offers a private retreat. Just a short distance from downtown Durham, the library, and UNH, this home is ideally located for convenience. Enjoy easy access to Amtrak service to Boston and Portland, and make the most of swimming with the UNH pool—a local favorite for kids and families. With its blend of rural charm, modern amenities, and proximity to the UNH campus, this well-loved home is a rare find. Don’t miss your chance to make it yours!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $748 | $748 | $748 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,300 | $3,297 | $4,253 |
Total Monthly Payment | $4,140 | $4,137 | $5,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.