Nestled on a serene cul-de-sac in Palm Harbor, this captivating home offers breathtaking views of Boggy Bayou. Combining Old Florida charm & modern conveniences, this residence is the perfect sanctuary for those seeking the tranquility of waterfront living without the worries. Recently upgraded with a brand-new roof, high base flood elevation & top-of-the-line Marvin impact windows. This home has stood resilient through hurricanes & flooding, ensuring peace of mind for its future owners. Situated in a golf-cart-friendly community, you're only 3 minutes from Wall Springs Park and 5 minutes Crystal Beach (both a short walk). Enjoy the Pinellas trail? You’re in luck, the trail is right outside the neighborhood. Biking or rollerblading to Downtown Palm Harbor or surrounding communities couldn’t be easier. Inside, this home offers a thoughtful design - open floor plan with 12-foot ceilings, 4 spacious bedrooms + 3 full bathrooms. The heart of the home features a welcoming foyer, a cozy living area complete with a wood-burning fireplace. The main level also includes a large bedroom with 2 huge walk-in closets and a bathroom, perfect for guests or multi-generational living. The kitchen & dining areas flow seamlessly to a sprawling and romantic wraparound porch complete with a daybed swing - ideal for relaxing with views of the bayou, enchanting oaks & lush palm trees. Upstairs - the dreamy, spacious primary suite has an abundance of natural light. Features 2 walk-in closets, an ensuite with an antique soaking tub, custom vanity + french doors that open to a private balcony plus an outdoor shower & more views of Boggy Bayou. Two additional bedrooms + a bathroom complete the upper level, providing ample space for family/guests. This lovingly renovated home includes numerous upgrades: New water heater, dishwasher, washer and dryer. A whole-house water purification + reverse osmosis system. Other convinces include an extra-tall 2-car garage with built-in storage, bike/kayak hooks & a new garage refrigerator. Also additional outdoor storage space under the back porch. The fully fenced, jasmine-perfumed yard is perfect for pets or future outdoor projects. Plus, the current owners have pool plans ready to go! With easy access to beaches, parks, schools, and airports, this home offers a lifestyle of convenience and charm. Furnishings are negotiable, making it easier than ever to step into your new life at this idyllic Palm Harbor retreat. Don’t miss your chance to own this stunning waterfront haven—schedule a tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $757,600 | $757,600 | $757,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.235% | 6.723% | 6.826% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,914 | $4,851 | $6,652 |
Total Monthly Payment | $5,472 | $5,409 | $7,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.