SHOWCASE QUALITY HOME!! This one is loaded with all the "Bells and Whistles". The home sits on a large landscaped lot and is only 4 years old. The owners have added so many luxury elements to this home. The home has a Fabulous Kitchen with center island, granite counters, large dining room area, and upgraded appliances including a microwave built into the island! There are windows galore to enjoy the natural setting of this home. The owners have a hot tub that will be staying with the home. The open concept interior is highlighted with a Fireplace and built in cabinet above for your TV. There is also a second heating source with a woodstove included. The Master Bedroom is huge with walk in closets and an ensuite bathroom that offers a large oversized shower with sitting bench and built in wall of shelfs!! This home is Amazing all around. Huge parking area, covered entrance porch, large storage shed. Owner is leaving 4 cords of wood as well. This is a family community and pet friendly!! There is such a sense of privacy with the White vinyl fencing and the home is loaded with Style and Character.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,586 | $1,586 | $2,028 |
Total Monthly Payment | $1,924 | $1,924 | $2,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.