**Massive Colonial with Stunning Lake Carmel Views – A True Hidden Gem!** Welcome to this expansive 3-bedroom, 5-bathroom Colonial with 3, 500 square feet of living space and two bonus rooms, perfectly situated to overlook the serene beauty of Lake Carmel. This home is designed to impress from the moment you step into the 2-story foyer, featuring high-hat lighting and gleaming hardwood floors. **Main Floor Highlights** -Spacious Eat-In Kitchen: Custom cabinetry, a built-in microwave, dishwasher, and a refrigerator with French doors create a chef’s dream. Choose between electric or gas cooking, enjoy the elegant backsplash, overhead fan, and the natural light pouring in through three large windows. -Inviting Living Room: Two steps down reveal a stunning space with wide-plank flooring, exposed wooden beams, and sliding glass doors leading to a **12’ x 60’ wraparound deck** with breathtaking, unobstructed lake views. -Comfortable Bedrooms: The first-floor primary bedroom boasts an en-suite bath, dual closets, and lake views. A second bedroom includes a charming alcove and closet. -Luxurious Full Bath: Pamper yourself in the bubble jet tub conveniently located on this level. **Lower Level – The Ultimate Entertainment Hub** -Family Room: With 10-foot ceilings, wainscoting, and a **Honduran Mahogany bar** seating six, this space is perfect for hosting. A wood-burning fireplace with fan and stone surround adds warmth and ambiance. The area comfortably accommodates oversized furniture and a pool table with ample room to spare. -Additional Features: Sliding glass doors open to a spacious patio overlooking the bi-level backyard. A full shower and laundry hookups are also located here for added convenience. **Second Floor – Your Retreat Awaits** -Two Bedrooms: Both offer lake views, ample closets, and one features an en-suite bath. -Massive Loft Space: This unique area includes four alcoves, an en-suite bath, hidden storage, and panoramic lake views, making it ideal for relaxation or creative pursuits. **Extraordinary Amenities** -Heated 2-Car Garage: Enjoy lake views even in the garage, plus the convenience of a carport. -Bonus Room: A versatile space formerly used as a recording studio, perfect for a home office or hobby room. -Outdoor Living: A wraparound deck, patio, and bi-level backyard offer endless possibilities for outdoor enjoyment. -Elevate your gatherings in the family room, complete with a built-in sound system for an immersive entertainment experience! **Bonus Opportunity** -An optional **. 25-acre plot across the street** is available for purchase, adding even more value and potential to this exceptional property. This home is more than just a residence; it’s a lifestyle. Call today to schedule your private showing and make this hidden gem yours!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,999 | $539,999 | $539,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $1,148 | $1,148 | $1,148 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
Total Monthly Payment | $4,833 | $4,829 | $5,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.