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3979 Mermoor DRIVE, Palm Harbor, FL, 34685 | $315,000
Nestled in Ridgemoor's Brookhaven subdivision, this 2-bedroom, 2-bath villa offers a tranquil retreat in the heart of the East Lake corridor. Featuring high ceilings, the spacious living and dining areas provide picturesque views of a serene wooded preserve. Backing onto a wildlife preserve, this home invites you to enjoy the beauty of nature from the comfort of your living room or lanai. The primary suite, located at the back of the villa, offers a large walk-in closet, an updated en-suite bathroom, and sliding doors leading to the screened-in lanai.
This villa includes numerous upgrades, such as impact windows, a 2021 HVAC system, a 2023 roof, a large pavered front courtyard, and a one-car garage. The back outdoor living spaces are equally impressive, with a spacious screened patio, open wood decking ideal for barbecuing, and an additional storage closet. Whether furnished or unfurnished, this home is move-in ready. Brookhaven is a gated community that offers a range of amenities, including a pool, exterior maintenance, lawn care, and trash pickup. Residents also enjoy nearby Ridgemoor playgrounds, tennis courts, and basketball courts. With its proximity to award-winning Clearwater Beach, Fred Howard Park, and Sunset Beach, as well as vibrant destinations like Safety Harbor, Dunedin, Palm Harbor, and Tarpon Springs, this villa is ideally situated. Both Tampa International and St. Pete/Clearwater Airports are just a 30-minute drive away.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1987
- Garage: 1-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,105
- Acreage: 0.15
- Est. Taxes: $4,524
- HOA Fee: $330 Monthly
- View: Trees/Woods
- Elem. School: Brooker Creek Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- MLS#: TB8333387
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/TB8333387/3979mermoordrive_palmharbor_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3979 Mermoor DRIVE, Palm Harbor, FL, 34685
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,677 | $2,144 |
| Total Monthly Payment | $2,129 | $2,129 | $2,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388