Discover the perfect blend of charm and modern luxury in this FULLY RENOVATED waterfront home in Punta Gorda, FL. Nestled on a canal with direct Gulf access from Charlotte Harbor, this 2-bedroom, 2-bathroom residence is minutes from the harbor, making it a boater's dream. The home boasts LUXURY VINYL and TILE FLOORING THROUGHOUT, creating a seamless, elegant feel. The spacious great room features VAULTED CEILINGS, a bank of windows that fill the space with natural light, creating an inviting and airy atmosphere. Seamlessly connected, the cozy dining area and freshly renovated kitchen offer the perfect setting for gatherings. The kitchen is thoughtfully designed with crisp white wood cabinets, ample prep space, granite countertops, and stainless steel appliances, all complemented by a picturesque view of the water. Sliding glass doors provide easy access to the pool area, & a pass through window to the lanai making outdoor entertaining a breeze and enhancing the flow between indoor and outdoor living.
The primary suite is a true retreat, featuring luxury vinyl floors, stylish barn doors, and a spacious walk-in closet. Sliding glass doors provide direct access to the pool area, offering serene views of the sparkling water just steps away. The ensuite bathroom is thoughtfully designed with dual sinks, granite countertops, a relaxing garden tub, and a walk-in shower. The second bedroom is equally inviting, boasting its own walk-in closet and convenient proximity to the second bathroom, which includes a tub/shower combination and its own access to the pool area, seamlessly blending comfort with outdoor living.
Step outside to your private oasis, complete with a newly screened-in heated SALTWATER POOL (2023) featuring a sun ledge, brick paver deck, and a covered entertaining area. The 39 FOOT COMPOSITE DOCK (built 2020), 10, 000 lb COVERED BOAT LIFT, electricity, water & 72 FOOT CONCRETE SEAWALL is ideal for boating enthusiasts. The property is equipped with an irrigation system, ACCORDION HURRICANE SHUTTERS, and 30amp and 50amp outlets with a transfer switch for generator use. A NEW A/C unit installed in 2024 ensures comfort year-round. This home DID NOT HAVE FLOODING or water intrusion from the storms.
Located within 2 miles, you can explore downtown Punta Gorda's vibrant shops and dining, Fishermen's Village, pickle ball courts, YMCA, or take in the scenic beauty of Ponce de Leon Park, golf courses, waterfront restaurants, walking trails & all the essential conveniences. This home is more than a residence; it’s your gateway to the ultimate Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,922 | $3,736 |
Total Monthly Payment | $3,397 | $3,397 | $4,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.