Welcome to this completely gut renovated, top-floor 2-bedroom, 2-bathroom unit, poised to become your new home! Brand new EVERYTHING and you have the option to install a washer/dryer! Upon entry, you're welcomed by a spacious and bright foyer and living room, featuring west-facing windows. The adjacent, updated windowed kitchen, is finished with brand new stainless steel appliances, stone countertops, and new cabinetry. Down the hall is the primary bedroom suite, complete with a walk-in closet and its own renovated en-suite bathroom. The equally spacious second bedroom boasts two large closets. The secondary bathroom is located outside of both bedrooms, and is fully updated. Nestled on a quiet, leafy street, 3850 Hudson Manor Terrace is a well-managed coop offering a doorman, live-in superintendent, storage, playground, recreation room, fitness room, bike room, garage, and community garden. The neighboring building offers an outdoor summer pool club membership with a heated, saltwater pool. Enjoy the convenience of nearby shops, transportation, schools, and restaurants, with an easy commute to the Spuyten Duyvil Metro North Station—just 23 minutes to Grand Central Station. A short walk takes you to multiple local buses, including the Bx7, Bx10, Bx20, and Express buses (BxM1, BxM2 & BxM18). There is currently an assessment of $183 per month from 7/1/24-6/30/27. Shareholders can pay it all at once or have it added to their maintenance over 36 months. Sublets are allowed up to 3 years with board approval.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,071 | $2,069 | $2,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.