Under contract-accepting backup offers. Discover the perfect blend of classic charm and modern elegance in this beautifully renovated 3-bedroom, 2-bathroom cottage, ideally located in the highly sought-after Five Points neighborhood of St. Petersburg. Perched high and dry in flood zone X, this 2019 renovation offers peace of mind with updated electrical, plumbing, and AC systems, along with a new roof (2018) and impact windows (2022). Step into an inviting foyer that flows seamlessly into the spacious living room and separate dining area, all bathed in natural light from large windows. The heart of the home, the kitchen, shines with stainless steel appliances, granite countertops, a stylish tile backsplash, and a gas range that makes cooking a joy. Stylish and durable vinyl flooring runs throughout the home, complemented by custom built-in cabinetry that elevates both style and functionality. The large primary bedroom, located at the rear of the home, offers a tranquil retreat with custom built-in shelves and a window seat with storage, along with an oversized window framing picturesque views of the fully fenced and meticulously landscaped backyard. The en-suite bathroom is a spa-like haven, complete with a dual vanity, elegant tile flooring, a walk-in tiled shower, and a separate garden tub. A well-appointed guest bedroom and bathroom, located just off the living area, provide comfort and privacy for visitors.
Outdoor living at its finest: the backyard is an entertainer’s paradise, featuring a motorized rear gate with alley access, a privacy fence, and lush landscaping with well-water irrigation. The paver patio is perfect for al fresco dining or relaxing around the gas fire pit. The detached 1-car garage adds convenience, while the paver driveway and charming front porch create an inviting curb appeal. Additional updates include a tankless gas water heater (2019) and a new AC system (2020). Perfectly situated, this home is less than half a mile from Coffeepot Park, under three-quarters of a mile from Crescent Lake Park, and only three miles from Vinoy Park. Enjoy easy access to Fresh Market, Publix, Trader Joe’s, and Whole Foods—all within a mile of your doorstep. This meticulously maintained home offers the ideal combination of location, style, and modern amenities. Don’t miss the opportunity to make it yours—schedule your viewing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
Total Monthly Payment | $4,164 | $4,160 | $5,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.