Welcome Home to this wonderfully maintained, updated Ranch home on much sought-after Branchville Road in south Ridgefield. Warm and welcoming, the bright, spacious residence features hardwood floors throughout and boasts multiple improvements including 2 new bathrooms, hot water heater, firepit area, lower-level bluestone flooring, and more. With a lovely property totaling 1. 22 acres, you approach the grounds via the stone pebble driveway to a welcoming front entry. A cozy living room provides ample space to relax and adjoins the dining room which walks out the rear patio. Moving into the vaulted kitchen with exposed beams through interior French doors, stainless steel appliances join a spacious breakfast bar seating 4. The kitchen overlooks the great room featuring a fireplace for seamless, easy entertaining. Outside, the peaceful setting provides a spacious deck, firepit with seating area, and babbling koi pond. Rounding out the main level is the primary bedroom with ensuite full bathroom, two additional bedrooms sharing a full hall bathroom, and convenient office. The lower level includes a second family room with a fireplace and laundry/utility area plus 2-car garage. The location is excellent--minutes to the town center with restaurants, boutique shopping, library, theaters, parks, and so much more and close to major roadways for an easy commute. A great opportunity to reside in CT's first cultural district! Welcome Home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.1 x 10.2 | Main |
Bedroom 2 | Hardwood Floor | 9.7 x 12.7 | Main |
Dining Room | French Doors,Patio/Terrace,Sliders,Hardwood Floor | 9.5 x 9.1 | Main |
Family Room | Fireplace,Tile Floor | 12.1 x 13.8 | Lower |
Great Room | Vaulted Ceiling,Beams,Hardwood Floor | 12.6 x 16.3 | Main |
Kitchen | Skylight,Vaulted Ceiling,Beams,Breakfast Bar,Hardwood Floor | 11.6 x 16.3 | Main |
Living Room | Fireplace,Hardwood Floor | 13.1 x 16.0 | Main |
Office | Hardwood Floor | 9.1 x 9.9 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 10.2 x 13.6 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,715 | $3,711 | $4,788 |
Total Monthly Payment | $4,568 | $4,564 | $5,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.