2220 12th STREET N, St. Petersburg, FL, 33704 | $1,125,000

Discover the perfect blend of elegance, timeless charm, and convenience in one of St. Petersburg's most sought-after neighborhoods. This remarkable property is more than a home—it's a lifestyle. Situated in the heart of Greater Woodlawn, this high-and-dry residence in Flood Zone X offers peace of mind with no history of storm damage, even during hurricanes Helene and Milton. The main house is a masterpiece of design, featuring a light-filled floor plan with modern updates and timeless charm. The home boasts 4 bedrooms and a full bath upstairs while downstairs you have an updated and beautiful full bathroom for guests. From the classic kitchen with premium finishes to the spacious living areas, every inch of this home has been thoughtfully curated and well maintained by the current owners. Step outside, and you’ll find your personal oasis. The sparkling pool is perfect for cooling off on hot Florida days or entertaining year-round, while the lush landscaping and deck provide a serene backdrop. But the true showstopper? The incredible back unit—a fully equipped space with loft which is ideal for a guest suite, home office, or income-producing rental. This addition adds unmatched versatility to the property. Located just minutes from downtown St. Pete, you’ll enjoy walkability to parks, shops, restaurants, and vibrant cultural attractions. Plus, the convenience of being close to major thoroughfares makes commuting a breeze. There is a reason this community is so sought after. Come find out why this home may be perfect for you!

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 60 x 110
  • Laundry: Inside, Laundry Room
  • Style: Colonial
  • Year Built: 1925
  • Garage: Driveway, On Street, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,164
  • Acreage: 0.15
  • Lot Size: 60 x 110
  • Est. Taxes: $2,996
  • Lot Desc: Landscaped, Near Public Transit, Sidewalk
  • View: Garden, Pool
  • Elem. School: Woodlawn Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: St. Petersburg High-PN
  • Pool: Fiber Optic Lighting, In Ground, Pool Sweep, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: TB8332919
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/TB8332919/222012thstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/6/2025 3:33:49 PM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-293-5100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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2220 12th STREET N, St. Petersburg, FL, 33704

$1,125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $900,000 $900,000 $900,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.235% 6.723% 6.826%
Monthly Tax Payment $250 $250 $250
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,837 $5,763 $7,902
Total Monthly Payment $6,212 $6,138 $8,277

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.