Experience waterfront living at its finest in this fully furnished townhome in the seaside village of Little Harbor/South Bay. This concrete-constructed home, featuring a durable metal roof, boasts four spacious terraces, providing year-round indoor/outdoor living.
Immerse yourself in a resort-style lifestyle with access to a secluded white sand beach, two waterfront restaurants, sports/tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will relish the direct access to the Bay/Gulf with no lifts or bridges to navigate. Nature enthusiasts can canoe or kayak on the river and canals while enjoying sightings of dolphins and manatees. A new canoe/kayak boat launch enhances the experience.
This location is also a fishing mecca, making it a great primary or secondary home or investment opportunity, with rental options available daily, weekly, or monthly. The living room terrace, equipped with a retractable screen, invites you to enjoy drinks and meals from morning to evening, offering a front-row seat to watch manatees in the canal. The harbor and Bay views are equally stunning at night, highlighted by the lights of boats and the downtown St. Petersburg skyline.
Upgrades include granite counters, diagonal tile flooring, stainless steel appliances, 36" kitchen cabinets, a retractable screen, and closet organizers for maximum organization and efficiency. This highly desirable 3BR/3BA home features one bedroom conveniently located on the first floor, and each bedroom has its own terrace. The townhome also includes a one-car garage with a game room and tiki bar.
Conveniently located approximately a half-hour drive from Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, restaurants, and golf courses nearby. The taxes include the CDD. Call today to view this amazing waterfront opportunity.
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,365 | $2,393 | $3,062 |
Total Monthly Payment | $3,096 | $3,124 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.