Charming 3-bed, 2-bath farmhouse on 1. 49 picturesque acres in Hinesburg! This home beautifully combines historic details with modern conveniences, offering warmth, character, and efficiency throughout. Step inside to discover a spacious kitchen/dining area featuring cathedral ceilings, wide plank wood floors, and an abundance of natural light. A convenient laundry, mudroom and separate bright office (added in 2022) can be found off the kitchen. A lovely pass-through hallway/pantry with storage connects to the living room, where natural woodwork details and newer Marvin windows (2024) create a cozy atmosphere and glass doors open to the serene back patio. The first floor also includes a bedroom, a full bath, and access to the unfinished basement. Upstairs, the primary bedroom impresses with stunning cathedral ceilings, exposed wood beams, and barn-style closet doors. A second spacious bedroom and ¾ bath complete the upper level. Outside, the property boasts a 1, 200 sq. ft. heated garage with space for up to 4 vehicles and two other outbuildings for storage. Thoughtfully updated with owned solar panels, an on-demand hot water heater, and heat pumps for year-round efficiency! Over $25, 000 in upgrades in the past few years! Located just 25 minutes from Burlington and only 2 miles from the charming town of Hinesburg, you’ll enjoy easy access to dining, shopping, and all the beauty Vermont has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,454 | $3,451 | $4,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.