Don't miss this opportunity to live in the sought-after Ridgewalk Cottages neighborhood. This wonderful 3BR/2. 5BA two story home has some amazing updates and ready for its next owner. Ridgewalk Cottages is a tucked-away community which offers a walking trail, pockets of green space, and lawn/landscape maintenance. This home has multiple outdoor living spaces—one being the wide front porch. Perfect for a pair of rockers (and more). Upon entering the home, there is a large office off the foyer and separated with a pair of beautiful barn doors. The wide foyer invites one into the welcoming family room and breakfast/kitchen area. The main hub of the home! The family room is a cozy spot of winter days as the stone fireplace with gas logs is flanked by 2 large windows which allows an abundance of natural sunlight in! Don't miss the window boxes which provide a splash of color from the inside looking out or the outside looking in. Just one of the many gorgeous details of this home! The kitchen upgrades include upgraded stainless appliances, vented hood, convection microwave, stunning quartz countertops, subway tile, beautiful cabinetry and drawers (soft close drawers), updated pendant lighting, under cabinet lighting, and an amazing, professionally done pantry which has a beautiful wood butcher block prep area. A dream for the organized chef! The owner's suite is on the main floor with an en-suite not to be missed. Enjoy the dual sinks, oversized fully tiled spa-like shower, separate garden tub, huge closet with an amazing closet system, and water closet. The laundry room is located on main level as well. Entire first level has gorgeous hardwoods . . No carpet! The two secondary bedrooms plus a loft area share a full bath upstairs. The loft is perfect for gaming, a reading room, or computer area. Don't miss the amazing backyard living space just off the family room. The covered porch is oversized and gorgeous!! Take in a ballgame on the TV mounted above the outdoor stone fireplace. A perfect spot to entertain friends or for a quiet family get-together. Don't miss the ceiling of the front and back porches that have been upgraded with beautiful bead board! The additional uncovered patio provides plenty of room for your grill. This fully fenced backyard is one of the largest (if not the largest) in the neighborhood and provides a serene, private backyard oasis. HOA fee includes lawn and landscaping maintenance. Conveniently located close to the Five Forks area of shopping, restaurants, and interstate access. WELCOME HOME!!!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,273 | $4,185 |
Total Monthly Payment | $3,553 | $3,553 | $4,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.