Step into a piece of history with this charming Sea Captain's home c. 1860, showcasing some original hardwood floors and intricate moldings that show timeless elegance. Just a short stroll (. 5 mile) to vibrant Port Jefferson Village & its picturesque Harbor offering dining, shopping, and waterfront activities. Modern conveniences blend with historic charm, including a chef-inspired kitchen that opens onto the dining room, radiant-heated bathroom floor, & a fully converted gas heating system with an energy-efficient furnace and on-demand hot water, as well as 200-amp electrical service. 3 decorative fireplaces. Port Jefferson Village amenities include a parking permit, year-round recreation programs and events for all ages, discount golf and tennis memberships at the PJ Country Club, 2 private resident beaches, and LIRR private parking lot. Port Jefferson School District. Only 6 miles to Stony Brook University and Hospital and 60 miles to Manhattan Don't miss this amazing opportunity !!
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Our Executive Mortgage Banker:
Our Insurance Division:
$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $818 | $818 | $818 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,282 |
Total Monthly Payment | $5,008 | $5,004 | $6,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.