Looking for the perfect rental in the heart of St. Augustine Beach? Your search ends here with this charming 3BR/2BA home w/ two car garage in the desirable Ocean Cay community. Built in 2015 and nestled on a private cul-de-sac, this home features a spacious open floor plan and a convenient eat-in kitchen, ideal for modern living. The thoughtful split-bedroom layout ensures privacy for both owners and guests. The master suite, located off the kitchen and screened porch, includes an expansive walk-in closet and a luxurious glass-enclosed shower in the master bath. Step onto the south-facing screened porch to savor your morning coffee or unwind with an afternoon of gardening. This serene outdoor space is perfect for relaxing/entertaining. Enjoy the convenience of living just a short bike ride away from local restaurants, shopping, pickleball courts, and the stunning white sand beaches of St. Augustine. Schedule your private showing today! Pets may be considered based on size and breed. For ease of living, yard is fully fenced with lawn care included in monthly rent. Home is being shown partially furnished, furnishings may stay if requested by approved tenant.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,520 | $2,520 | $2,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $17 | $17 | $21 |
Total Monthly Payment | $92 | $92 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.