One or more photo(s) has been virtually staged. Large family home in historic VAMO. 4. 5 miles to Siesta Key. 2 blocks to two Sarasota County waterfront parks with Kayak launches on Sarasota Bay, directly across from Siesta Key. Paddle over to Midnight Pass, Palmer Point Beach Park to enjoy the beach only accessible by boat or Kayak. The home is much larger than it appears from the street (2241 sq feet under air) and is move in ready. Eat in kitchen has solid wood cabinets, granite counters and stainless-steel appliances. Extra-large (24x20) living/dining room with new laminate flooring installed with adhesive to prevent that hollow feel. Newer AC, Roof, and water heater as well as brand new septic system. New carpeting in 20x13 family room with woodburning stone fireplace. The large AIR CONDITIONED 2 car garage offers many possibilities. Fully fenced yard is perfect for pets. Freshly pressure washed paver driveway offers plenty of parking for your guests. Home has storm shutters stacked in the rear yard shed. Enjoy the beach and water sports without the worry and expense of living in a flood zone. Recent upgrades: New Roof 10/23, A/C 11/21, Water Heater 05/23. Freshly painted inside and out in 2024. New septic system, tank and fields just installed 12/24
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,549 | $3,260 |
Total Monthly Payment | $2,959 | $2,959 | $3,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.