Under contract-accepting backup offers. Charming 3-Bedroom, 2-Bathroom Home in Lakeland, FL with Office, Expansive Lanai & Huge Fenced Yard
Welcome to this beautiful 3-bedroom, 2-bathroom home in the heart of Lakeland, FL. This well-maintained property offers everything you need for modern living, including a spacious office perfect for remote work or study, and a large projector screen for enjoying movie nights or entertaining guests.
Step outside to the massive screened lanai, an ideal space for outdoor dining, relaxation, and entertaining while enjoying Florida’s beautiful weather in privacy. The home also features a huge fenced yard, offering ample space for pets, play, or gardening.
The exterior of the home was recently painted, giving it a fresh, updated look and adding to its curb appeal. The elegant double front doors create a grand entrance, welcoming you into a warm and inviting interior.
Conveniently located near shopping, dining, and with easy access to the Polk Parkway, this home places you at the center of it all. Plus, it qualifies for 100% financing through USDA, making this a fantastic opportunity for first-time homebuyers.
Don’t miss out—schedule your showing today and make this charming home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,783 | $2,280 |
Total Monthly Payment | $2,092 | $2,092 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.