Experience a maintenance-free lifestyle in Cypress Preserve, a beautiful Land O' Lakes community by Ryan Homes. Built in 2020, this 1, 516 sq. ft. single-story paired villa features 3 bedrooms, 2 full baths, a 2-car garage, and a fenced backyard…no neighbors behind you! Highlights include an open floor plan, a great room, an inside laundry room with cabinets, and sliding doors that lead to a covered lanai with an extended patio with a beautiful sunrise/sunset view. This smart home features elegant finishes with modern upgrades, including tile flooring and a gourmet kitchen. The primary suite offers a sitting area, a walk-in closet with built-in organizers, and a luxurious ensuite with dual sinks and a linen closet. The 2nd bedroom includes a closet with custom shelving. The kitchen features a large walk-in pantry with shelving, a counter-height breakfast bar, cabinets adorned with crown molding, under-cabinet lighting, and granite countertops with glass backsplash and mirror accents. A refrigerator, microwave, induction range, washer, dryer, RING doorbell system, door alarms, and security cameras are included. HOA fees cover lawn, exterior maintenance, and community amenities, including a resort-style pool, cabanas, dog park, playground, nature trails, and more. Conveniently close to I-75, Suncoast Expressway, shopping, dining, and Tampa Airport, this home is ready for you. Schedule your visit today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,120 | $271,120 | $271,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,802 | $2,325 |
Total Monthly Payment | $2,445 | $2,443 | $2,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.